běnjīn

本金

Word · Noun

principal (deposit or loan); capital (business)

Tone colorsmāmámǎmàma

Meanings

2 senses · 6 examples
1.

noun

principal; the original sum of money deposited or loaned

formal

A financial term referring to the original amount of money, as opposed to the interest it earns. Often used in banking, loans, and investments.

Zhè这
bǐ笔
dài贷
kuǎn款
de的
lì利
xī息
shì是
měi每
nián年
5%5
dàn%
 ,
nǐ但
xū你
yào需
xiān要
cháng先
huán偿
běn还
jīn本
 金
 。

The interest on this loan is 5% per year, but you need to repay the principal first.

Tā他
zài在
yín银
háng行
cún存
le了
yī一
bǐ笔
běn本
jīn金
 ,
shí十
nián年
hòu后
lián连
běn本
dài带
lì利
qǔ取
chū出
lái来
 。

He deposited a principal sum in the bank and withdrew it with interest ten years later.

Show 1 more example
Dìng定
qī期
cún存
kuǎn款
dào到
qī期
hòu后
 ,
nǐ你
kě可
yǐ以
xuǎn选
zé择
zhǐ只
qǔ取
lì利
xī息
 ,
běn本
jīn金
jì继
xù续
cún存
zhe着
 。

When the time deposit matures, you can choose to withdraw only the interest and leave the principal to continue earning.

2.

noun

capital; the funds invested in a business

formal

Refers to the money used to start or operate a business, distinct from profits. Common in finance and economics contexts.

Zhè这
jiā家
gōng公
sī司
de的
qǐ启
dòng动
běn本
jīn金
lái来
zì自
jǐ几
wèi位
tiān天
shǐ使
tóu投
zī资
rén人
 。

The start-up capital for this company came from several angel investors.

Zuò做
zhè这
bǐ笔
shēng生
yì意
xū需
yào要
tóu投
rù入
dà大
liàng量
běn本
jīn金
 。

Starting this business requires a large investment of capital.

Show 1 more example
Tā他
jiāng将
suǒ所
yǒu有
běn本
jīn金
dōu都
tóu投
dào到
le了
xīn新
xiàng项
mù目
zhōng中
 ,
fēng风
xiǎn险
hěn很
gāo高
 。

He invested all his capital into the new project, which is very risky.