gōngjījīn

公积金

HSK 7-9Word · NounTraditional公積金

accumulated production funds; public welfare funds

Tone colorsmāmámǎmàma

Meanings

2 senses · 8 examples
1.

noun

accumulated production funds; reserve funds for business expansion

formal

Used primarily in finance, accounting, and business contexts to refer to capital reserves set aside from profits for reinvestment into the enterprise's growth.

Gōng公
sī司
jué决
dìng定
jiāng将
bù部
fèn分
lì利
rùn润
zhuǎn转
wéi为
gōng公
jī积
jīn金
 。

The company decided to transfer part of its profits into the reserve fund.

Gōng公
jī积
jīn金
shì是
bǎo保
zhàng障
qǐ企
yè业
cháng长
qī期
fā发
zhǎn展
de的
zhòng重
yào要
cái财
wù务
chǔ储
bèi备
 。

Accumulated funds are an important financial reserve for ensuring the long-term development of an enterprise.

Show 1 more example
Tā他
men们
jì计
huà划
shǐ使
yòng用
gōng公
jī积
jīn金
tóu投
zī资
xīn新
shè设
bèi备
 。

They plan to use the reserve funds to invest in new equipment.

2.

noun

public welfare funds; long-term special funds for public benefits

formal

Refers to mandatory or voluntary funds accumulated for specific public welfare purposes, with housing provident fund being the most common example. This usage is prevalent in social and governmental contexts.

Zhù住
fáng房
gōng公
jī积
jīn金
bāng帮
zhù助
le了
hěn很
duō多
jiā家
tíng庭
gòu购
mǎi买
shǒu首
tào套
zhù住
fáng房
 。

The housing provident fund has helped many families purchase their first home.

Wǒ我
de的
gōng公
jī积
jīn金
zhàng账
hù户
lǐ里
cún存
le了
zú足
gòu够
de的
qián钱
kě可
yǐ以
shēn申
qǐng请
dài贷
kuǎn款
 。

There is enough money in my housing fund account to apply for a loan.

Show 3 more examples
Shè社
huì会
fú福
lì利
gōng公
jī积
jīn金
zhǐ旨
zài在
gǎi改
shàn善
gōng公
gòng共
shè设
shī施
 。

Social welfare funds aim to improve public facilities.

Yuán员
gōng工
měi每
yuè月
jiǎo缴
nà纳
de的
gōng公
jī积
jīn金
yóu由
dān单
wèi位
hé和
gè个
rén人
gòng共
tóng同
chéng承
dān担
 。

The housing fund contributions paid monthly by employees are shared by the employer and the individual.

Shì市
zhèng政
fǔ府
zhèng正
zài在
yán研
jiū究
tí提
gāo高
gōng公
jī积
jīn金
jiǎo缴
cún存
bǐ比
lì例
 。

The municipal government is studying raising the contribution rate for the housing fund.