xìndài

信贷

HSK 7-9Word · NounTraditional信貸

credit; bank loan

Tone colorsmāmámǎmàma

Meanings

2 senses · 5 examples
1.

noun

credit; the general term for credit activities like bank deposits and loans

formal

A broad economic and financial term encompassing all forms of credit extension and borrowing, especially through banks.

Guó国
jiā家
zhèng正
zài在
shōu收
jǐn紧
xìn信
dài贷
zhèng政
cè策
 。

The country is tightening its credit policy.

Zhè这
jiā家
yín银
háng行
de的
xìn信
dài贷
yè业
wù务
fā发
zhǎn展
hěn很
kuài快
 。

The credit business of this bank is developing rapidly.

2.

noun

bank loan; (specifically) a loan from a bank

formal

This is the most common specific usage, referring to the money lent by a bank to a borrower.

Tā他
shēn申
qǐng请
le了
yī一
bǐ笔
xiǎo小
é额
xìn信
dài贷
lái来
chuàng创
yè业
 。

He applied for a small loan to start his business.

Gòu购
fáng房
zhě者
tōng通
cháng常
xū需
yào要
bàn办
lǐ理
zhù住
fáng房
xìn信
dài贷
 。

Homebuyers usually need to obtain a housing loan.

Show 1 more example
Qǐ企
yè业
de的
xìn信
dài贷
é额
dù度
yǐ已
jīng经
yòng用
wán完
le了
 。

The company has used up its credit line.