lìchā

利差

Word · Noun

interest rate spread; yield spread

Tone colorsmāmámǎmàma

Meanings

1 sense · 3 examples
1.

noun

interest rate spread; difference between interest rates

formal

A key term in finance and banking, referring to the gap between lending rates and deposit rates, or between different interest rates in various contexts.

Yín银
háng行
tōng通
guò过
cún存
dài贷
lì利
chā差
lái来
huò获
qǔ取
lì利
rùn润
 。

Banks make profits through the spread between deposit and lending rates.

Yāng央
háng行
xī希
wàng望
suō缩
xiǎo小
jī基
zhǔn准
lì利
lǜ率
yǔ与
shì市
chǎng场
lì利
lǜ率
zhī之
jiān间
de的
lì利
chā差
 。

The central bank aims to narrow the spread between the benchmark interest rate and market rates.

Show 1 more example
Tóu投
zī资
zhě者
guān关
zhù注
guó国
zhài债
yǔ与
gōng公
sī司
zhài债
zhī之
jiān间
de的
xìn信
yòng用
lì利
chā差
 。

Investors pay attention to the credit spread between government bonds and corporate bonds.